Borrowing power calculator

1 Your income details

Salary

Pre-tax

Annually
Other income

Pre-tax

Annually

I have a partner

Secondary salary

Pre-tax

Annually

2 Your expense details

Annual expenses

Use average Australian annual expenses
Car loan repayment

Monthly

Credit card limit

Monthly
Other payments

Monthly

3 Loan details

Interest rate
Loan term

Single base expense
Single dependant additional expense
Joint base expense
Joint dependant base expense
Serviceable income factor
Use interest rate buffer flag

Interest rate buffer

Your results

Graph Table

Payment #	Principal	Interest	Balance
0	$204,000	$190,242	$394,242
1	$203,755	$189,392	$393,147
2	$203,509	$188,543	$392,052
3	$203,262	$187,695	$390,956
4	$203,013	$186,848	$389,861
5	$202,764	$186,002	$388,766
6	$202,514	$185,157	$387,671
7	$202,263	$184,313	$386,576

You can borrow up to
^$204,000

Monthly repayments
^$1,095

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Note: The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for a loan. The specific details of your loan will be provided to you in your loan contract. It is advised that you get in touch with us before taking out a loan so that we can provide you with advice that is tailored to your situation.